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Why we're all in debt


bonanova
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@plasmid was discussing finances with his planner the other day.
After they reviewed tax returns and year's worth of receipts, the advice he received was just this:

     S P E N D
     - L E S S
     =========
     M O N E Y

You's think so, he replied, but I've determined that this is quite impossible.

Is he right?

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